Insurance Benefits

Group Health Insurance

All full time City employees are eligible to enroll in one of the Group Health Insurance Plans offered by the City. Employees who regularly work less than 35 hours a week, but not less than 20 hours per week, and who maintain continuous regular part-time employee status, are also eligible to enroll in one of the Group Health Insurance Plans offered by the City. 
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Health Insurance Opt-out Program

The City of Boston offers employees who are currently enrolled in health insurance through the City, the option of “opting out” of their health coverage in exchange for an annual payment of $1,000 or $1,500 for an individual plan or $1,500 or $2,500 for a family plan, whichever applies under the employee’s collective bargaining unit.
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Group Life Insurance

Group Term Life Insurance is mandatory for any employee enrolled in a City administered Group Health Insurance Plan.  Enrollment is voluntary for employees who are not enrolled in a City administered Group Health Insurance Plan. The Term Life Insurance Benefit is $5,000 or $10,000, whichever applies under the employee’s collective bargaining agreement.
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Dental/Vision Insurance

Dental/Vision benefits can differ depending on the employee’s collective bargaining agreement. 
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Voluntary Insurance

The City maintains an administrative relationship with a number of insurance providers offering Short Term Disability, Long Term Disability, Optional Life and Critical Illness Insurance coverage. 
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COBRA

This benefit is for employees once they leave employment with the City.  Under this program, employees may elect to maintain their Health Insurance for up to 18 months and are required to pay for the full monthly health insurance premium plus a small administrative fee.
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