Benefits Information

The following benefits are offered to all regular employees who work at least 20 hours per week.

Insurance Benefits

Health Insurance
The City of Boston offers the following health plans:
  • Blue Cross Blue Shield - Blue Care Elect PPO
  • Blue Cross Blue Shield - Blue Choice POS
  • Harvard Pilgrim POS
  • Harvard Pilgrom HMO
  • Boston Medical Center Advantage
  • Neighborhood Health Plan

View the Comparison of Health Care Benefits in PDF format.

Life Insurance
Term Life Insurance Policy
The benefit amount is $5,000 or $10,000 depending on the employee's collective bargaining agreement.

Optional Life Insurance Policy
Available for additional premium. 

Dental/Vision Insurance
Dental/Vision benefits can differ depending on the employee's collective bargaining agreement. There is also some coverage and/or discounts for dental and vision related services under the City's Health Plans.

Voluntary Insurance
The City maintains an administrative relationship with a number of insurance providers offering short-term disability, long-term disability, optional life insurance, and critical illness insurance coverage.

Work & Life Benefits

MBTA Pass Program
Employees of all Departments, except the Boston Public Schools, may purchase MBTA Passes through pre-tax payroll deductions.  School employees may use the Flexible Spending Program to pay for work related transportation costs through pre-tax payroll deductions.

Flexible Spending Accounts
The City offers employees the option of enrolling in the Flexible Spending Program.  This program allows employees the ability have money withheld from their pay on a pre-tax basis to pay for dependent care expenses, out of pocket medical/dental expenses and work related transportation expenses.

Child Care
Child Care Services are available for children aged 3 months to seven years old on a limited basis through the City Hall Child Care program.

Employee Assistance Program
The EAP is a free and confidential program focusing on the wellness of employees and their immediate family members.  EAP staff provides a wide range of services including assessment, referral, supervisory and management consultations, brief treatment, case management, advocacy and crisis intervention.  They can also assist in the prevention, recognition, and treatment of drug and alcohol dependence.

Paid Time Off
A valuable benefit for all full time employees, the City negotiates Paid Time Off with each bargaining unit separately. Paid Time Off may also differ based on the employee’s completed years of service with the City or other Massachusetts government employer. To determine eligibility for Paid Time Off, employees should consult their collective bargaining agreement or speak with the Department Personnel Officer.

There are also two specific types of Paid Time Off for which all employees are eligible:

Paid Holidays
The City and Boston Public Schools offer generous Holiday benefits, granting numerous paid holidays to all full time employees.

Leave of Absence
There are a number of Leave Programs that may be available to employees in specific situations, some dependent on union membership, some on specific life events, and depending on the circumstance, may be paid or unpaid. These include:

  • The Family Medical Leave Act
  • Maternity/Paternity Leave
  • Medical Leave
  • Personal Leave
  • Education Leave
  • Jury Duty
  • Bereavement
  • Military

Tuition Reimbursement
City employees in specific collective bargaining units may receive reimbursement for the cost of education ni a course of study related directly to the employee's work.

Banking, Savings & Investment

Retirement System
Most City employees who work at least 20 hours per week are required to become members of the State Boston Retirement plan. Employees contribute to the State Boston Retirement System instead of contributing to the Federal Social Security System.  It is a comprehensive system which provides defined benefit pensions to workers who have retired after a fixed number of years of service and age or who have become disabled.

Deferred Compensation (IRS 457)
This is a Voluntary Retirement Account for employees who are eligible to invest pre-taxed dollars through payroll deductions. 

Annuity Programs (IRS 403 b)
Are Voluntary Retirement Accounts available to employees of the Boston Public Schools. 

Credit Union
City of Boston employees are eligible to join three different Credit Unions, which offer various savings and checking accounts at competitive interest rates: regular savings, club discounts, N.O.W. accounts, money market accounts and Individual Retirement Accounts.

Direct Deposit
A banking system that enables the City of Boston to  deposit your paycheck into your checking, savings or NOW account at your financial institution on payday.