Education
Homebuying 101 is an 8-hour course which will teach you the in’s and out’s of the home buying process. Graduates receive a Boston Home Certificate which eligible buyers can redeem for closing cost and/or downpayment financial assistance from the City of Boston. To register, call 617-635-4663.

Homebuying 102: Purchasing a Condominium is a two-hour class intended for those who have completed Homebuying 101. It covers topics including understanding condominiums, finding the one that’s right for you, and financing the purchase of a condominium. To register, call 617-635-4663.

Mortgages
The Boston Soft Second Mortgage Program offers low- and moderate-income buyers a discounted mortgage rate with no points, reduced closing costs and no mortgage insurance fees.

Grants
The Boston Home Certificate Initiative provides low, moderate and middle-income home buyers downpayment and closing cost financial assistance. Down payment assistance of up to 3% are available on many of the mortgages listed. Homebuyers can access an additional $300 discount off closing costs through participating mortgage lenders.
Financial and technical assistance is available to first-time homebuyers of certain City-owned property through the Residential Development Program (RDP). To be placed on the RDP mailing list, please call 617-635-0381.

Properties
The 1st Home Program provides a great opportunity for first-time homebuyers to purchase a new or rehabilitated home in Boston at an affordable price.