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Department of Neighborhood Development
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HomeWorks Emergency Loan

Customer Service: 617-635-0600

Owner/occupants of 1-4 family Boston homes, including condominium units, who meet program guidelines below can receive a conditional emergency loan to help finance the cost of repairing their home.

Type of Repair
Emergency health and safety repairs such as no heat, hot water, broken stairs or pipe and leaking roof.

Income Eligibility

Maximum income per household:
1 person $46,300
2 persons $52,950
3 persons $59,550
4 persons $66,150

Maximum Repair Cost
$10,000

Program Funds
Maximum loan is $7,000.
Minimum loan is $1,000.

Terms & Conditions
Deferred loan:
• 0% loan, payable in full upon sale or transfer
• Owner- occupancy required
• Secured by note and mortgage

Application for HomeWorks programs

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