Citizens Bank is offering eligible 3D HELP participants an unsecured home improvement loan up to $10,000 with a fixed, low interest rate of 1% APR to help match the City funds for your home repairs. Loan terms are available from 12 to 84 months with no fees or closing costs. For example, a loan in the amount of $10,000 for a term of 84 months with an APR of 1% will result in 84 monthly principal and interest payments of $123.31. Once enrolled in 3D HELP, your Program Manager from the City will refer you to the proper lending contacts at Citizens Bank to apply for this loan product. Income limits and credit requirements may apply. All loans are subject to individual approval. Citizens Bank is a brand name of RBS Citizens, N.A. (NMLS ID# 433960).
Equal Housing Lender