3D Assistance

Three-decker homeowners and homebuyers may be eligible for special home purchase and home improvement programs being offered by the City of Boston. 

For existing homeowners, the 3D HELP (Home Equity Loan Program) offers 0% interest, deferred payment home improvement loans of up to $30,000. No payments on these loans are required until you sell, transfer or refinance your house. Additional funding, on the same terms, is available to replace outdated heating systems.  

For first-time homebuyers, the 3D Advantage program provides as much as 5% of your purchase price toward your downpayment, up to $20,000. This is also a 0% interest deferred payment loan that requires no payments until you sell, transfer or refinance your home.  The City has also lined up $74 million in lending offers from six major Boston lenders willing to finance 3D Advantage homebuyers.  

Three-decker homeowners and homebuyers are eligible for special home purchase and home improvement programs being offered by the City of Boston. The City of Boston is currently working with 116 owners and buyers of 3D properties. As of July 1, 2013 the City has invested $2,420,371 in these properties leveraging $6.8 million in public and private investments.

For more information, including eligibility requirements and application procedures, use the following links:

3D HELP (Renovation Assistance)
3D Advantage (Purchasing Assistance)

3D assitance infographic (440) 

 3D Assistance Infographic (pdf format)